Savvy Silk Pendants & 14K Gold-filled Chain necklace 36” The Savvy Necklace can be worn in the following ways: 1. As a long necklace by clasping at the last chain link 2. As a two strand necklace by wrapping twice around the neck 3. As a lariat by leaving a tail hanging in the front or the back 4. Long Savvy necklaces can also be worn as belts